A Chinchilla cat is usually a Persian with a silver coat: each long white hair is tipped with black, so the fur shimmers like frost. Most registries treat chinchilla as a Persian color rather than a separate breed. Green or blue-green eyes with dark rims give the face its mascara look, and golden chinchillas, with a warm cream base, also exist. Many Chinchillas are calm, quiet and gentle, and they like predictable routines.
That temperament pairs well with indoor city life. The long coat needs daily combing, regular baths and face cleaning, and Persian health risks such as kidney disease and breathing or eye trouble from a flatter face are worth discussing with a veterinarian. Cats vary, so a cat listed as a Chinchilla may be a Persian mix with a different coat or energy level.